<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Vish: articles</title><link>https://vishd.com/articles/</link><description>Credit card points, trip planning, shows, and the tools I build along the way.</description><language>en-us</language><item><title>29 countries and 25 states</title><link>https://vishd.com/articles/29-countries/</link><guid>https://vishd.com/articles/29-countries/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Where I've been so far, counted, with the map on the travel page.</description></item><item><title>47 shows since 2018</title><link>https://vishd.com/articles/47-shows-since-2018/</link><guid>https://vishd.com/articles/47-shows-since-2018/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Mostly house and electronic, mostly Chicago, and one very busy year.</description></item><item><title>Business class with points: find the seat first</title><link>https://vishd.com/articles/business-class-seat-first/</link><guid>https://vishd.com/articles/business-class-seat-first/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>The order that saves the most points: seat, then program, then transfer. Never the other way around.</description></item><item><title>Chase to Hyatt is now 4 to 3 on the Sapphire Preferred</title><link>https://vishd.com/articles/chase-hyatt-4-to-3/</link><guid>https://vishd.com/articles/chase-hyatt-4-to-3/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>What changed on October 1, what it costs you in real points, and the one way around it.</description></item><item><title>A château wedding and Mallorca: the route</title><link>https://vishd.com/articles/chateau-wedding-and-mallorca-route/</link><guid>https://vishd.com/articles/chateau-wedding-and-mallorca-route/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Twelve days, five stops: Barcelona, Girona, a wedding in Ginestas, Carcassonne, then Mallorca.</description></item><item><title>30 Chicago rooftops, in walking order</title><link>https://vishd.com/articles/chicago-rooftops/</link><guid>https://vishd.com/articles/chicago-rooftops/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Every rooftop bar on my list, grouped by neighborhood so you can do a few in one night.</description></item><item><title>The partners only one bank can reach</title><link>https://vishd.com/articles/only-one-bank/</link><guid>https://vishd.com/articles/only-one-bank/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Delta, American, Alaska, Amtrak and a few more. If you want one of these, the bank picks itself.</description></item><item><title>I rated every show in 2023</title><link>https://vishd.com/articles/rating-every-show-2023/</link><guid>https://vishd.com/articles/rating-every-show-2023/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>17 shows in 2023, 16 of them scored out of 10. Four perfect scores, two of them ZHU.</description></item><item><title>Is that transfer bonus actually worth it?</title><link>https://vishd.com/articles/transfer-bonus-math/</link><guid>https://vishd.com/articles/transfer-bonus-math/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>A 35% bonus can still be a bad deal. A two line check before you move any points.</description></item><item><title>Every transfer partner change in 2026 so far</title><link>https://vishd.com/articles/transfer-changes-2026/</link><guid>https://vishd.com/articles/transfer-changes-2026/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Fourteen changes across five banks since January. Six got better, eight got worse.</description></item><item><title>What is a point worth? One line of math</title><link>https://vishd.com/articles/what-is-a-point-worth/</link><guid>https://vishd.com/articles/what-is-a-point-worth/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Cash price minus taxes, divided by points. That's the whole thing. Try it on your own trip.</description></item><item><title>Where your points can go: five banks, every partner</title><link>https://vishd.com/articles/where-your-points-can-go/</link><guid>https://vishd.com/articles/where-your-points-can-go/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Chase, Amex, Capital One, Citi and Bilt side by side. Pick a bank and see which airlines and hotels light up.</description></item><item><title>Japan, tips worth stealing</title><link>https://vishd.com/articles/japan-tips-worth-stealing/</link><guid>https://vishd.com/articles/japan-tips-worth-stealing/</guid><pubDate>Tue, 06 Oct 2026 12:00:00 GMT</pubDate><description>Six things I learned on two weeks in Kyoto, Nara and Tokyo, from cash-only temples to the wrong bullet train.</description></item></channel></rss>